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Most people become eligible for medicare when they turn 65.
How to apply for medicare before age 65. If you re still working at 65 here s how it works. During your initial enrollment period iep this lasts for seven months of which the fourth one is the month in which you turn 65. If you take social security at age 65 you automatically get put into medicare. If you are receiving social security retirement benefits or railroad retirement benefits you should be automatically enrolled in both medicare part a and part b. Medicare eligibility before age 65 if you re under 65 years old you might be eligible for medicare.
Broadly there are two options. If you receive disability benefits from social security or certain disability benefits from the railroad retirement board rrb for at least 24 months in a row if you have amyotrophic lateral sclerosis als also called lou gehrig s disease. Ssdi has its own requirements for acceptance. 24 hours a day 7 days a week. If you are still working age 65 or older and covered by group health insurance.
How to apply for medicare you can apply online or sign up by calling social security at 1 800 772 1213. Otherwise you need to apply for medicare. Your medicare enrollment steps will differ depending on whether or not you are collecting retirement benefits when you enter your initial enrollment period iep. If you re under age 65 and have been receiving social security disability benefits for 24 months you qualify for medicare. Some people get medicare automatically and some have to sign up.
Unfortunately the retirement age is now 66 and if you wait until then to take social security you ll likely need to prepare for medicare at age 64 on your own and a lot of people don t realize that. Call 1 800 medicare 1 800 633 4227 tty users 1 877 486 2048. Learn more to learn about medicare plans you may be eligible for you can. You enroll in medicare through the social security office. If you sign up for medicare part b when you re first eligible you can avoid a penalty.
There are certain times of the year when you can sign up or change how you get your coverage. The best time to do that depends entirely on your own situation. You can qualify for medicare before the age of 65 if you receive ssdi payments which you must have received for 24 months. You may have to sign up if you re 65 or almost 65 and not getting social security. People can sign up for social security as early as age 62.
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